Softjourn Thought Leaders

Yuri Kropelnytsky
Softjourn's Payments Expert

Yuri Kropelnytsky is Softjourn's Payments Expert, with over 10 years of experience working with payment processors. He has worked with one of the largest Eastern European card processors, including coordinating long-term support of the processing system and leading development of new processing software. His experience includes programming smart cards, EMV chips, HSMs, key management, and ATM programming.

Written by Yuri Kropelnytsky

How to Build Your Own Payment Gateway
How to Build Your Own Payment Gateway
Interested in building your own payment gateway from scratch? Here's what you need to know before jumping in. In this article, we'll answer many questions to give you the full picture of what is necessary to build your own payment gateway solution from scratch.
The Importance of KYC and SCA Compliance in Today's Business Landscape
The Importance of KYC and SCA Compliance in Today's Business Landscape
More than ever, it's crucial to keep your customers safe from threats and ensure they have a smooth payment experience. This is where Know-your-customer (KYC) and Strong Customer Authentication (SCA) come into play.
Machine Learning in Finance: Use of AI and ML in Financial Software Development
Machine Learning in Finance: Use of AI and ML in Financial Software Development
Financial fraud is evolving, and machine learning is now essential for real-time detection. Explore how ML models protect transactions, reduce false positives, and support modern fraud prevention strategies, plus how Softjourn helps financial institutions adopt them.
Grow Your Business with Payment Orchestration
Grow Your Business with Payment Orchestration
Achieving optimized payment flow is the ultimate goal of every merchant. Payment orchestration helps leverage new technologies to prevent fraud, increase authorization rates, and offer a satisfying customer experience.
How Is Hyper-Personalization Changing the Banking Landscape?
How Is Hyper-Personalization Changing the Banking Landscape?
Hyper-personalization has become integral not only for banks but for everyone offering services in the finance industry. Banks are now focusing on the customer experience to offer their users tailor-made services that make a difference.
PSD3 Regulation: What To Expect and When? 
PSD3 Regulation: What To Expect and When? 
Where will PSD2 take the market, and will PSD3 be the answer to major problems in the industry? The evolution of PSD2 should certainly be on the minds of those in the finance industry.
How to Build a Digital Wallet App
How to Build a Digital Wallet App
With the world swiftly transforming, digital wallets are the new banking norm, allowing customers to do so many things on the go. A digital wallet benefits everyone: it helps banks save money and it gives customers a more convenient way to shop both in-store and online.
Smart Contracts: Types, Use Cases, and Best Practices in Blockchain
Smart Contracts: Types, Use Cases, and Best Practices in Blockchain
Blockchain technology has sparked interest in the finance sphere, and among other industries, from sports to art. Industry leaders are trying to customize smart contracts to fit particular uses in finance.
Third-Party Payment Processor Examples: A Comprehensive Guide
Third-Party Payment Processor Examples: A Comprehensive Guide
Third-Party Payment Processors (TPPPs) play a crucial role in allowing businesses to process and accept customer payments. In this article, we will discuss various types of TPPPs, popular TPPP examples, key features of TPPPs, and factors to consider when choosing a TPPP, and conclude with a summa...
Exploring the Potential of DeFi and Web 3.0 for Fintechs: Will the Latest Developments in Blockchain and DeFi Transform the Finance Industry?
Exploring the Potential of DeFi and Web 3.0 for Fintechs: Will the Latest Developments in Blockchain and DeFi Transform the Finance Industry?
Web 3.0 is a buzzword that is often associated with blockchain and NFT technology. Web 3.0 may have the power to create new business models and opportunities for companies in the fintech industry. However, to properly implement this technology, we must separate hype from fact, and understand how ...

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